Just just What documents do i must make an application for a loan that is low-doc? The amount of documents you’ll want to submit with a software for a home that is self-employed may differ commonly between various loan providers. Nonetheless, let me reveal a guide that will help you work-out everything you may require: Earnings verification Big banking institutions will ask that self-employed borrowers offer two full years’ worth of monetary statements, including tax statements, revenue and loss statements and frequently the past 2 or 3 BAS aswell. You may also be asked to provide this as well if you have other income such as investment income. However, you will find low doc lenders available that will just ask for the final 3 or 4 BAS and little else. There’s also some lenders which is happy so that you could self-certify your earnings. That’s where you sign a official certification which you do make income that is sufficient comfortably spend the money for repayments in the loan quantity you are trying to get.